Let & Manage Your Property
We listen to your needs and help you let & manage your property efficiently, legally, and cost-effectively.
Call us for help Letting your property
0151 722 22 22
Homesure is run by landlords who actively invest in property.
We understand the risks, rewards, and pitfalls associated with buying and renting out property and we don't sugar coat anything.
If something needs doing in order to protect your investment, we'll tell you.
Call our Lettings Director, Mark Loughnane, on 07594 339 653 for a no-obligation chat today.
Homesure Property Management
We charge 10% + VAT (12% including VAT) for the following comprehensive service:-
Read more about the Homesure Service
Want to know what's going on with your property right now?
- Innovative ' My Property File' access which gives you 24-hour access to all the information regarding your property such as viewing feedbacks, rent statements, maintenance, and the hugely useful End of a Year Tax Return feature
Want to know what condition your property is in?
- Photographic/video quarterly inspection reports, conducted by a representative with 10+ years building and renovations experience
Want to make sure repairs are dealt with swiftly, reliably, and cost-effectively?
- Maintenance/repair service which is available to your tenants 24 hours a day, 7 days a week, 365 days a year. This ensures that you, the landlord, are not in breach of your repairs obligations and are not held to ransom by unscrupulous tenants!
Want to know who your tenants are and where they've come from?
- Full credit & reference checks, using an independent, audited, insured agency
Want to know where your rent is up to and how much you're making and spending?
- Rent collection and chasing, if necessary
Need to know you can get good, reliable, FREE advice when you need it?
- FREE Advice on tenancy-related issues, such as rent increases, tenancy renewals, evictions, etc.
Costs for landlords can soon rack up and we know that every landlord is different in their approach. When processing a new tenant for your property, you will be asked whether or not you wish to take out any of the services below to protect your investment.
We’ve split them into mandatory extras and best practice extras.
Mandatory (required by law under the Housing Act 2004)
Gas Safety Certificate
This is perhaps the best known of a Landlord’s obligations. Gas and improperly maintained gas appliances can be very dangerous and therefore, to protect Tenants, the Gas Safety (Installation and Use) Regulations 1998 was passed. This states that Landlords must get all gas appliances checked annually with a gas installer registered with the Gas Safe Register, and then provide a certificate to the Tenant(s) when they first go in and then every year after that.
Energy Performance Certificate (EPC)
This bores us to tears and we disagree that this is a legally required certificate, yet an electrical inspection isn’t. Ridiculous! If you want to read more about this, read this on Government’s website.
In short you, as a Landlord, must provide your Tenants (even when advertising) with a copy of the EPC for your property. An EPC shows the energy efficiency of a building. If you don’t provide us with a copy of your EPC, or allow us to obtain a new one on your behalf, we will stop advertising your property immediately (to avoid you being fined).
Check if your property already has an EPC here. If you don’t already have one, order below.
Best Practice extras – for those of you want those extra assurances
Rent Guarantee Insurance (RGI)
Why should I insure the rent? Surely the Tenant has to pay the rent – it’s in the contract?
In an ideal world, yes. But what if they don’t? Regulation of the private rented sector is heavily biased in the Tenant’s favour. It can be very hard to evict a Tenant and regain possession of your property, and that’s before you even start to try and get back the rent you are legally owed.
How can I protect my rent then?
When we process a Tenancy Application, we undertake credit & reference checks using a third party company. If the Tenant passes the checks, you can purchase Rent Guarantee Insurance for as little as £100 for 6 months, and £160 for 12 months.
For the price of a decent bottle of wine per month, you could save yourself literally £000’s.
Why should I pay for an inventory?
Surely the Tenant has to return the property in the same condition that I gave it to them?
Again, in an ideal world, yes. However, if a Tenant disputes your claim for damages, you have to prove that they caused the damage – no smoke without fire etc.
This means that you need to pay for an independent check-in AND check-out inventory. Bear in mind that if the inventory of your property (prices vary depending on size) is £90 each, you need to be claiming for £180+ worth of damages to warrant the expenditure of the inventories.
Tenants’ arrears, however, are not disputable so you will always win these cases.
For more information and opinion on this subject, check out this blog post.
Electrical Safety Certificate (PIR)
Shockingly, Electrical ‘Periodic Inspection Reports’ are not a legal requirement. Before you get too chuffed about the saved expense though, bear this in mind…
While there is no mandatory requirement for electrical items to be tested, all Landlords must ensure that the electrical system and any appliances supplied in a rented property are safe and fit for purpose.
Failure to comply with the Electrical Equipment (Safety) Regulations 1994 and the Consumer Protection Act 1987 is a criminal offence and may result in:-
- a fine of £5,000 per item not complying
- six months imprisonment
- possible manslaughter charges in the event of deaths
- the Tenant may sue you for civil damages
- your property insurance may be invalidated leaving you uninsured for damages
In order to protect yourself, we strongly recommend appointing a NICEIC-approved contractor to:-
- provide a PIR (valid for 5 years) and a Portable Appliance Test (PAT) immediately
- visually inspect the property every 12 months
- conduct a PAT every 12 months.
Quarterly Tenancy Inspection (INS-Q)
If you’re going to self-manage your Tenancy, here’s something that may interest you…
Our Managing Director, Nicholas Stott, has been buying, renovating, and managing properties since he was a teenager in 2007. He’s therefore built up a fairly deep knowledge of building defects, warning signs, and tricks of the trade to nip property issues in the bud early. For example, there’s nothing worse than, as a Landlord, suddenly realising that there’s been a gutter leak for years that has now caused rising & penetrating damp. What was a simple gutter repair/clearance now turns into a hack-off and replace plaster job and a house full of mould that the Tenant will no doubt cite as the reason they’re moving out.
How to avoid?
Regular (quarterly) property inspections.
‘Clean’ is very much a subjective matter of opinion and cannot easily be measured. It is amazing how Tenant’s perceptions of ‘clean’ change during a Tenancy. Many Tenants will demand the very highest standards of cleanliness upon moving into a property and then magically lose that sense of standard upon moving out.
How can you overcome this? Get a professional clean on the way in.
This way you have standardized the process and have a benchmark to clean against. This will be especially useful if you have obtained a move-in inventory too.
Further, if you’re presenting your property to the market (i.e. for viewings) and it is dirty, you are selling yourself and your investment short for what is a very easy fix.
Legionella Risk Assessment (LRA)
OUR HAPPY CUSTOMERS
I have received a great service from Nick, Michelle, Mal and the team at HomeSure in renting my property; they have been invaluable as I have moved to London and my property is in Liverpool. They have arranged new tenants, carrying out the relevant checks, dealt with small issues in a professional and efficient manner, and generally been a pleasure to work with. Would definitely recommend them to other Landlord’s looking for a company to manage their property.
We would highly recommend Nick and his team at Homesure. We have used Homesure for over a year to manage our rental properties and more recently Homesure has sold one of our properties so we have been delighted with the high standards of customer service that they have provided.
Homesure had my house on the market for four days before we had the asking price offered, very professional service and no problems. Would recommend and if needed I would use again. thanks Nick & Mark